Terms of Service

1. Acceptance of terms

By creating an account on atiff.com ("atiff Card", "we", "the Service") you confirm that you have read, understood and agree to be bound by these Terms of Service. If you do not agree, do not register or use the Service.

2. The Service

atiff Card provides virtual and physical payment cards that can be topped up with cryptocurrency and used at online merchants, ATMs and via Apple Pay / Google Pay. The Service has been operating since 2025.

• Accounts are opened without identity verification (no KYC).
• You must be at least 18 years old and legally allowed to use such a service in your jurisdiction.
• One person may hold one account.

3. Plans, activation and fees

• New accounts are assigned the Normal plan, which must be activated before cards can be used.
• Activation prices: Normal $50, Platinum $50, Black $100. On the Normal plan the $50 activation is not charged as a fee — it is credited to your card as spendable balance. Platinum and Black activations are one-time fees deducted from your balance.
• Normal: $10,000 monthly spending limit, 1% ATM fee, 2% top-up fee, $10 per additional card (maximum 5 cards).
• Platinum: $50,000 monthly spending limit, 0.75% ATM fee, 1% top-up fee, $10 per additional card.
• Black: no spending limit, 0.5% ATM fee, 0.3% top-up fee, $5 per additional card.
• Plan fees are displayed before every purchase and are final once charged.

4. Deposits

• Supported coins: BTC, ETH, SOL, LTC, XMR, XRP, TRX, USDT, USDC.
• USDT/USDC are accepted on: ETH, BEP20, ROBINHOOD, BASE, POLYGON, OPTIMISM, ARBITRUM.
• The minimum deposit is $50 (or coin equivalent). Deposits below the minimum are not credited.
• Sending a coin to an address of a different coin or network may result in permanent loss.
• The plan's top-up fee is deducted when a deposit is credited.

5. Withdrawals

• Balance can be withdrawn to an external wallet in any supported coin/network.
• Withdrawals carry a flat 1% fee; the minimum withdrawal is $10.
• You are responsible for providing a correct destination address. Withdrawals to a wrong address cannot be reversed.

6. Cards

• Card details (number, CCV, holder name) remain hidden until your plan is activated.
• You may freeze, unfreeze or delete your cards at any time from the dashboard.
• Deleted cards cannot be restored. Additional cards are charged per your plan.
• Monthly spending limits reset on the first day of each calendar month (UTC).

7. Account security

• Registration, login and password resets are confirmed with one-time email codes.
• Two-factor authentication (2FA) is available and strongly recommended.
• You are responsible for keeping your credentials, email access and 2FA device secure.
• Never share your card number, CCV, password or codes with anyone, including people claiming to be support.

8. Prohibited use

You may not use the Service for money laundering, terrorism financing, fraud, purchase of illegal goods or services, or any activity violating applicable law. We may suspend accounts involved in prohibited activity.

9. Suspension and termination

We reserve the right to ban accounts that violate these terms. Banned users cannot log in or use cards. Remaining balances of lawfully used accounts may be withdrawn after review by support.

10. Limitation of liability

The Service is provided "as is". Cryptocurrency prices are volatile; the value of your balance may change. To the maximum extent permitted by law, atiff Card is not liable for indirect or consequential damages, losses caused by third-party networks, or user error (such as wrong addresses).

11. Changes to these terms

We may update these terms from time to time. Material changes are announced on the website. Continued use of the Service after changes take effect constitutes acceptance.

12. Contact

Questions about these terms can be raised via a support ticket in your dashboard. Learn more on our About page.